Individual Taxpayer Guide
Your complete guide to calculating personal tax savings under the Big Beautiful Bill
Quick Start (5 Minutes)
What You Need
- Last year's tax return or W-2
- Tip income records
- Overtime pay information
- 5 minutes of your time
What You'll Get
- Your exact tax savings
- Before/after comparison
- Personalized breakdown
- Downloadable results
Major Tax Benefits for You
Tax-Free Tips
All tip income is 100% excluded from federal income tax. If you earn $20,000 in tips, that could save you $4,500+ per year!
Tax-Free Overtime
All overtime pay is 100% excluded from federal income tax. Perfect for healthcare workers, security, manufacturing, and anyone working extra hours.
Enhanced Child Credits
$2,500 per child (vs $2,000 currently) for children under 17. A family with 2 kids gets an extra $1,000 per year!
Enhanced Deductions
Larger standard deductions, senior bonus deductions, and higher SALT caps mean more money in your pocket.
Step-by-Step Instructions
1 Access the Calculator
Go to /Individual or click "Individual Calculator" from the homepage.
2 Enter Basic Information
- Filing Status: Single, Married Filing Jointly, etc.
- Annual Income: Your base wages/salary (not including tips or overtime)
- Age: Important for senior deductions (65+)
- Children: Number of qualifying children under 17
3 Enter Special Income (Tax-Free!)
- Tip Income: All cash tips, credit card tips, tip pools
- Overtime Income: All pay at time-and-a-half or double-time rates
4 Additional Income & Deductions
- Business Income: Self-employment income (eligible for 23% QBI deduction)
- SALT Paid: State and local taxes (deductible up to $30,000)
5 Review Your Results
See your tax savings, effective rate, and detailed breakdown. Save or print your results!